Purchase A New Home!

Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month. A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent.

Purchase Solutions Right For You!

Whether you're buying your first home or you're an experienced buyer, we have a home lending solution just for you.
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How much house you can afford

The first step toward finding the right home is to quickly compute your purchasing power and determine how much you can afford to pay each month. This saves you time by allowing you to focus on homes in your price range. In addition, in the planning stage, you should consider both the up-front and ongoing costs associated with purchasing a home.

Keys on Time

After you find your dream home, your Realtor will present your offer to the Seller. There will be times when you will be in competition against other offers. If this occurs, you will want to have every advantage to win the Seller’s acceptance of your offer.

This is where our Keys on Time program comes in to play. Before you find your dream home, we will process your loan and submit it to our underwriting department for loan approval. By completing this step earlier in the process, you are able to present your offer as an APPROVED BORROWER! This will give you an advantage over all Pre-Approved offers and even be competitive with cash offers! This is also a big advantage when you are negotiating terms with the Seller. Best of all…this additional service is free of charge!

Click here to get started with this Free Service.