Document Checklist

Checklist of requested documents:

Financial and income documents

• Most recent pay stubs covering the last 30 days
• W-2s for the last two calendar years
• Two most-recent statements for all checking, savings, CD, money market, and/or securities-brokerage accounts (please include all pages)
• Most recent statements for all retirement accounts (IRAs, SEP-IRAs, 401-(k)s or 403-(b)s)
• Most recent statement of stock options, employee stock option purchase plans, and similar if you’re using them as part of the down payment or for closing costs
• Federal tax returns (1040s) for the last two calendar years; please include complete returns with all schedules filed
• YTD Profit & Loss Statement if you’re self-employed or an independent contractor
• All federal K-1s, partnership returns (1065s) and corporate or S-corp. returns (1120s or 1120-Ss) for the last two calendar years

Property documents

• Mortgage, real estate tax, and insurance premium statements for all properties currently owned
• Leases on all rental properties you may own

Personal documents

• Complete bankruptcy papers, if applicable
• Divorce decree and settlement statements to verify receipt or obligation to pay alimony and/or child support and to verify the division of assets/liabilities

Proof of identity

• State-issued driver's license or passport showing your date of birth to satisfy Patriot Act requirements
• If not a U.S. citizen: a resident alien card (front and back); resident alien application or H1B or L1 Visa plus passport as applicable

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